Al-Faruq: Jurnal Hukum Ekonomi Syariah dan Hukum Islam
Al-Faruq: Jurnal Hukum Ekonomi Syariah dan Hukum Islam diterbitkan oleh Program Studi Hukum Ekonomi Syariah, Fakultas Syariah, Institut Agama Islam Tarbiyatut Tholabah (IAI TABAH) Lamongan. Jurnal ini didedikasikan untuk penyebarluasan kajian ilmiah di bidang hukum ekonomi syariah, fikih muamalah, hukum islam atau ilmu syariah. Al-Faruq: Jurnal Hukum Ekonomi Syariah dan Hukum Islam terbit dua kali setahun pada bulan Januari dan Juli. Semua publikasi di Jurnal Al-Faruq bersifat akses terbuka yang memungkinkan artikel tersedia secara bebas tanpa berlangganan apapun.
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Menelaah Kembali Peran Maṣlaḥah sebagai Sumber, Metode, dan Tujuan Hukum Islam
Maṣlaḥah constitutes a fundamental principle in Islamic law, functioning not only as a legal objective but also as a source and method of legal reasoning. This article revisits the concept of maṣlaḥah, with particular attention to maṣlaḥah mursalah as a basis for ijtihād in situations where no explicit textual evidence is available, and examines its relationship with maqāṣid al-syarī’ah. Through an analytical review of the thought of classical and modern scholars such as al-Ghazali, Abd al-Wahhab Khallaf, and Najm al-Din al-Thufi, this study demonstrates a spectrum of approaches to maṣlaḥah, ranging from restrictive to more progressive interpretations. Furthermore, the classification of maṣlaḥah into three levels: ḍarūriyyah, ḥājiyyah, and taḥsīniyyah, highlights its crucial role in maintaining the relevance, flexibility, and normative orientation of Islamic law amid social change. This article argues that maṣlaḥah is not merely a complementary element in Islamic legal theory, but a central instrument in realizing public welfare and safeguarding the higher objectives of the sharia.
Copyright (c) 2026 Al-Faruq: Jurnal Hukum Ekonomi Syariah dan Hukum Islam https://creativecommons.org/licenses/by-sa/4.0/
Akad Musāqah dalam Hadis: Kajian Takhrīj, Analisis Sanad-Matan, dan Istinbāṭ al-Aḥkām
This article aims to examine the hadiths about musāqah through the approach of studying ahkam hadith, focusing on aspects of hadith takhrīj, analysis of sanad and matan, understanding mufrādat, hadith explanatory, and the process of istinbāṭ al-aḥkām that gives birth to the rules of fiqh and the principles of uṣūl fiqh related to muamalah. This research uses a qualitative approach with the library research method. The main data is sourced from the hadiths about musāqah found in Ṣaḥīḥ Muslim and Ṣaḥīḥ Bukhārī, as well as other narrations that serve as reinforcements. The analysis is carried out through tracing the path of hadith narration, assessing the credibility of the narrator based on jarḥ wa ta'dīl literature, and matan analysis by considering the suitability of the hadith text with the general principles of sharia and the practice of the Prophet Muhammad saw. Furthermore, the process of istinbāṭ al-aḥkām is carried out with the approach of uṣūl fiqh and the comparison of the opinions of fiqh scholars. The results of the study show that the hadiths about musāqah have the status of sahih and have a strong sanad, and show the legitimacy of the sharia for the agricultural cooperation contract based on profit sharing. From these hadiths, it can be concluded that the ability of the musāqah contract is provided that there is clarity of the object, the division of the agreed results, and the absence of an element of tyranny. This study confirms that musāqah is an agreement that reflects the principles of justice, benefit, and flexibility of Islamic law, making it relevant to be applied in the context of contemporary Islamic agriculture and economics.
Rekonstruksi Konsep Keadilan Distributif dalam Membangun Kesejahteraan Sosial Perspektif Ekonomi Islam
Injustice and inequality in the distribution of income and wealth, both in developed and developing countries that embrace capitalism in their economic systems, create poverty. This study aims to analyze the dynamics of distribution within a capitalist economic system, the nature of distribution within Islamic economics, and Islamic solutions for the government to create prosperity and distributive justice. The method used is a qualitative approach using literature studies from scientific journals, books, and other sources related to Islamic economics. The results of the study indicate that the dynamics of distribution within a capitalist economic system are determined by market mechanisms (prices), private ownership (capital), and free competition. Distributive justice in Islamic economics focuses on the fact that existing economic theories are unable to address the problems of poverty and income and wealth inequality. In achieving distributive justice, Islamic economics requires the government to play a role in upholding values ​​and morals, maintaining the technical operation of market mechanisms, and taking responsibility for market failures.
Pengelolaan Hotel RedDoorz Syariah Near Sun City Mall Sidoarjo: Tinjauan Fatwa DSN-MUI
The increasing demand for halal tourism in Indonesia is not balanced by the consistent implementation of sharia principles in the hospitality sector, including the uneven ownership of halal certificates in several hotels that claim to apply sharia principles. This study aims to analyze the suitability of the management of the RedDoorz Syariah Hotel Near Sun City Mall Sidoarjo with Fatwa of National Sharia Board – Indonesian Ulama Council (DSN-MUI) on Guidelines for the Implementation of Sharia Hotel Business. The method used is qualitative with a case study approach through observation, in-depth interviews, and document analysis. The results of the study show that although hotels do not yet have an official certificate from the MUI, in practice they have implemented most of the sharia principles from the Fatwa of DSN-MUI, such as screening non-mahram guests, providing worship facilities, and preventing immoral acts. However, imperfections were found in the aspect of using Islamic financial services and the absence of a Sharia Supervisory Board (DPS) in its structure. The implication of these findings is the importance of more systematic supervision and refinement of financial aspects to achieve comprehensive sharia compliance as well as evaluation material for the sharia hotel certification process.
Urgensi Pengembangan Akad Musyarakah sebagai Inovasi Produk Pembiayaan Produktif BMT di Lingkungan Kampus
This research is motivated by the limited access to productive financing faced by academics in the university environment, while the financing products available at Baitul Māl Wat Tamwīl (BMT) in the campus environment are still dominated by consumptive contracts and have not accommodated partnership-based financing. This condition raises the need for the development of a fairer and more sustainable sharia financing model. The problem studied in this study is how urgent is the urgency of developing musyarakah contracts as an innovation of BMT productive financing products in the campus environment and its relevance for the empowerment of the academic community. The research method used is a literature study with a qualitative-descriptive approach through the analysis of the literature on sharia economic law, related regulations, and previous studies on BMT and musyarakah contracts. The results of the study show that the musyarakah contract has great potential to be developed as a productive financing product for BMT in the campus environment because it emphasizes the principle of partnership and proportional risk sharing. The development of musyarakah contracts is considered to be able to be an alternative financing that supports the entrepreneurship of the academic community and strengthens the role of campus BMT in an inclusive and sustainable Islamic financial ecosystem.
Perlindungan Hak Ekonomi Pencipta Lagu dalam Perspektif Maqāṣid al-Syarī’ah
The high rate of copyright infringement in Indonesia, particularly concerning musical works, reflects a paradox between Islamic values that uphold justice and prevailing social practices that neglect the economic rights of creators. This study aims to evaluate the protection of the economic rights of songwriters under Law No. 28 of 2014 and Government Regulation No. 56 of 2021 through the lens of maqāṣid al-syarī‘ah. Employing a normative juridical approach and qualitative analysis of statutory regulations alongside classical and contemporary Islamic legal thought, the study finds that Indonesia’s copyright regulations align substantially with the principle of ḥifẓ al-māl (protection of wealth) and other core objectives of Islamic law. The protection encompasses exclusive rights, licensing procedures, and a royalty management system administered by collective management organizations. The findings highlight the importance of integrating positive law with Islamic ethical values to build a just, sustainable, and welfare-oriented legal framework. The implications of this study are expected to strengthen legal legitimacy, enhance public awareness, and encourage policymakers to adopt more proactive measures in protecting copyright.
Copyright (c) 2025 Al-Faruq: Jurnal Hukum Ekonomi Syariah dan Hukum Islam https://creativecommons.org/licenses/by-sa/4.0/
Regional Synergy Model in Strengthening Islamic Social Finance: Southeast Asian Perspective
Islamic Social Finance (ISF) is a vital instrument in promoting economic justice in Islam through the management of zakat, infaq, sadaqah, and waqf (ZISWAF). In Southeast Asia, Muslim-majority countries such as Indonesia, Malaysia, and Brunei have developed national-level ISF systems. However, regulatory fragmentation, the absence of cross-border coordination, and suboptimal technological integration remain significant barriers to collective efforts aimed at empowering the Muslim community at the regional level. This research designs an adaptive and sustainable regional synergy model in strengthening Islamic Social Finance in Southeast Asia. The research employs a descriptive qualitative approach, relying on in-depth literature analysis of regulations, institutional reports, and academic publications in the field of Islamic social finance. Data were analyzed using content analysis to identify challenges and opportunities for inter-country collaboration and to develop a conceptual framework for cross-border synergy. The findings reveal a high potential for ISF in the region, supported by a large Muslim population, active managing institutions, and advancing digitalization in several countries. Nonetheless, disparities in legal systems, lack of data sharing, and the dominance of national approaches serve as major constraints. This article proposes the establishment of a synergy model consisting of a regional coordinating institution, a Southeast Asia ISF data center, and a shared digital platform for managing cross-border ZISWAF funds. The study recommends ASEAN support in creating a regional legal framework for ISF, the development of cross-national human resources, and collaborative research to ensure effective and sustainable implementation.
Kajian tehadap Faktor yang Mempengaruhi Pertumbuhan Asuransi Syariah di Indonesia
Sharia insurance is an essential component of the Islamic financial industry and holds significant growth potential in Indonesia, the country with the largest Muslim population in the world. Despite this potential, the market penetration of sharia insurance remains low compared to conventional insurance. This study aims to analyze the various factors influencing the growth of sharia insurance in Indonesia. The method used is a qualitative descriptive literature review, with data sourced from books, journals, official reports, and other relevant documents. The findings reveal several key drivers of growth, including education and income levels, the increasing number of sharia insurance units, effective marketing strategies, digitalization of services, clear regulatory support, and improved financial literacy among the population. The study also identifies opportunities such as collaboration with fintech companies and increased accessibility through digital technology. However, challenges include low public literacy, limited professional human resources, and insufficient product promotion. The implications of this study emphasize the need for synergy among the government, industry, academia, and society to develop effective strategies for expanding the reach and building trust in sharia insurance. With the right approach, sharia insurance in Indonesia can grow in a sustainable and inclusive manner.
Dialog Pemikiran Islam dan Filsafat Barat: Studi atas Pemikiran Martin Heidegger
This study discusses the comparison between Martin Heidegger's existential thinking in Western philosophy with the Islamic view of human existence and the purpose of life. Heidegger, through the concept of Dasein, emphasizes the importance of awareness of death and time as the basis of authentic life. Meanwhile, in Islam, humans are seen as creatures created to serve God, with a life orientation centered on the afterlife. This study uses a qualitative approach and comparative analysis method to the works of Heidegger, classical Muslim philosophers, and the texts of the Qur'an and Hadith. The results of the study show that although they come from different metaphysical backgrounds, there is an important meeting point between the two views, especially in terms of awareness of the limitations of life and moral responsibility. Heidegger's thinking contributes to broadening the perspective on human authenticity, which in Islam is transformed into a life that is subject to the will of God. This study also underlines the relevance of Heidegger's existential concept in contemporary Islamic education as a reflective approach to forming self-awareness, responsibility, and a transcendental life orientation.
Copyright (c) 2024 Al-Faruq: Jurnal Hukum Ekonomi Syariah dan Hukum Islam https://creativecommons.org/licenses/by-sa/4.0/
Kesenjangan dan Perlindungan Hukum Nasabah BMT di Indonesia: Systematic Literature Review
This study aims to examine the research gaps and legal protection for customers in the practice of Baitul Maal wat Tamwil (BMT) in Indonesia. The main research question is: to what extent has the scientific literature from 2019 to 2024 discussed customer legal protection in BMT and what gaps remain unexplored? This research uses a Systematic Literature Review (SLR) method by collecting and analyzing articles from databases such as Google Scholar, DOAJ, and Garuda. The review of eleven articles reveals that discussions are still mostly normative, lack empirical data, and have not addressed customer participation or the role of technology. The study recommends more field-based research, digital system integration, and the establishment of a Sharia-based Deposit Insurance Institution (LPS) as concrete solutions. This study is expected to serve as a basis for developing consumer protection policies in the Islamic microfinance sector.
Peran Teologi Islam dalam Pembentukan Prinsip-Prinsip Hukum Ekonomi Syariah
This article examines the central role of Islamic theology in the formation and development of principles of sharia economic law. Through a systematic analysis, this research highlights how theological doctrines such as tauhid (oneness of God), 'adl (justice), and maṣlaḥah (welfare) serve as the ethical and normative foundation for sharia economic transactions and institutions. The author argues that Islamic economics is not merely an alternative system but a tangible manifestation of the integration of spiritual and material dimensions in Muslim life, aiming to achieve distributive justice and economic sustainability. This finding underscores that a deep understanding of these theological roots is crucial for policy innovation and the effective implementation of sharia economic practices that align with the objectives of sharia.
Peran Financial Technology dalam Hukum Islam sebagai Upaya Preventif terhadap Tindak Pemalsuan Uang
The circulation of counterfeit money threatens the stability of the Indonesian economy. This study aims to analyze the role of financial technology in preventing the circulation of counterfeit money at UIN Alauddin Makassar from the perspective of sharia law, through a literature study from various sources. The method used is a qualitative approach with a literature study approach from scientific journals, books, and trusted sources related to financial technology and sharia law. The results of the study show that fintech, through innovations such as digital wallets and peer-to-peer lending, can be an effective preventive strategy in minimizing cash transactions and risks such as the circulation of counterfeit money, but its implementation must be in accordance with sharia principles, such as the prohibition of usury and transparent transactions. Thus, financial technology has great potential to prevent the circulation of counterfeit money and its development needs to be supported by increased digital literacy and collaboration between stakeholders to create a more stable and reliable financial system whose implementation is in accordance with the provisions of sharia law.
Penerapan Konsep Ijtihad dalam Mengatur Teknologi Reproduksi Modern di Indonesia
This study discusses the application of the concept of ijtihad in regulating modern reproductive technology in Indonesia using an Islamic law approach. The development of reproductive technologies such as in vitro fertilization (IVF), artificial insemination, and genetic engineering have raised various legal and ethical issues in Islam, particularly concerning the clarity of lineage (nasab), the legal status of children, and the validity of medical practices from a sharia perspective. Therefore, an in-depth analysis is needed to examine the role of ijtihad in establishing laws and regulations that align with Islamic principles. This research uses a normative legal research method with conceptual, legislative, and historical approaches. The data sources include primary legal materials such as the Qur’an, Hadith, and fatwas from the Indonesian Ulema Council (MUI), as well as national regulations governing reproductive technologies, such as the Health Law and other related regulations. In addition, secondary legal materials from Islamic law literature and academic studies are also analyzed to understand the legal development regarding reproductive technology practices in Indonesia. The results of the study indicate that the concept of ijtihad plays a strategic role in shaping fatwas and regulations related to modern reproductive technologies. MUI's fatwa permits IVF practices as long as they are performed by a legally married couple and prohibits the use of sperm or egg donors due to its contradiction with the principle of nasab in Islam. National regulations have also accommodated Sharia principles by limiting reproductive technology practices to avoid conflicts with religious norms. However, challenges in the implementation of these regulations remain, such as differences in interpretation among scholars, insufficient oversight of medical practices, and the low level of public understanding regarding Islamic law in reproductive technologies.
Implementasi Prinsip Maqāṣid al-Syarī’ah dalam Regulasi Fintech Syariah di Indonesia: Pendekatan Yuridis Normatif
This study analyzes the implementation of the principles of Maqāṣid al-Syarī’ah in Islamic Fintech regulations in Indonesia through a normative juridical approach. Maqāṣid al-Syarī’ah, as the main goal of sharia, includes the protection of religion, soul, intellect, descendants, and property. This study aims to evaluate the extent to which Islamic Fintech regulations in Indonesia reflect these principles and provide solutions to improve regulatory compliance with Maqāṣid al-Syarī’ah. The normative juridical method is used to analyze relevant laws and regulations as well as related literature. The results of the study show that sharia Fintech regulations in Indonesia require compliance with the principles of Maqāṣid al-Syarī’ah in economic activities. This research provides recommendations for the development of more comprehensive regulations in accordance with sharia principles, as well as supporting the sustainable and inclusive growth of the sharia fintech industry.
Konsep Wanprestasi dalam KHES dan KUH Perdata: Implementasinya di Pengadilan Agama
The rapid growth of the sharia economy in Indonesia has raised challenges in resolving disputes in this field, especially related to breach of contract. Although the Compilation of Sharia Economic Law (KHES) has been established as a legal guideline for Religious Courts, judicial practice still often refers to the Civil Code (KUH Perdata), which is rooted in Western legal traditions. This study aims to analyze the breach of contract concept in the KHES and the Civil Code and its implementation in the decisions of the Religious Court. The method used is a juridical-normative approach with a deductive analysis of court decisions and related regulations. The results of the study show that there are inconsistencies in the implementation of KHES, which can have an impact on legal uncertainty. The implications of these findings emphasize the need to strengthen regulations and increase judge’s capacity to implement KHES to ensure legal certainty and justice in resolving sharia economic disputes.
Cooperative Parenting Pasca Perceraian Perspektif Hukum Keluarga Islam
Divorce often leaves a significant psychological, emotional, and social impact on children, as well as disrupting their well-being and development. This study aims to explore Cooperative Parenting (Co-Parenting) as a way of post-divorce parenting that is in line with the principles of Islamic family law. This study uses a qualitative approach with a descriptive-analytical method based on literature study. The results show that effective Co-Parenting can minimize the negative impact of divorce by creating emotional stability, harmonious relationships, and consistent attention from both parents. This approach not only supports the physical and emotional needs of the child but also reflects the moral and spiritual responsibility of parents in accordance with Islamic values. The implementation of Co-Parenting has the potential to optimize children's development as well as be a strategic solution to maintain their welfare after divorce.
Resiko Investasi dan Pasar Modal Syariah dalam Analisis Kaidah Fikih
This article discusses Islamic capital market risk analysis through a fiqh principles approach. The problem formulation includes the definition of investment, the concept of investment in Islamic law, the definition of sharia investment, as well as Islamic law's view of the sharia capital market. The research questions asked include: What is the concept of investment according to Islamic law? What is the difference between investment and speculation in sharia? What is the Islamic perspective on Islamic capital market risks?This research uses a descriptive analysis method with a normative juridical approach, which utilizes secondary data through document study and literature study. The findings show that the sharia capital market is based on the principles of halal, justice and avoidance of elements of usury, gharar and maisir. However, risks such as default on sukuk still exist and require mitigation through the application of the profit sharing principle. The Islamic capital market supports economic sustainability by complying with sharia principles that avoid market manipulation activities and interest-based transactions. This article concludes that the application of fiqh rules in the Islamic capital market not only increases fairness and transparency but also provides sustainable benefits for the economy and society at large.
Pengembalian Pemberian Lamaran dalam Perspektif Hukum Islam
According to Sharia, marriage is a strong bond with worship values. The first step is khitbah, also known as proposal. Sendangagung Village, Lamongan Regency, has a unique tradition in which the lady proposes to the man. This practice is passed down from generation to generation through a procession that includes symbolic offerings like food and jewels. This paper study the legal status and consequences of application cancellation in this tradition, both in terms of customary and Islamic law. Qualitative descriptive case study was employed as the method. The findings reveal that the habit of women making proposals does not violate Islamic law because Islam does not require particular parties to apply first. However, if the application is cancelled, there are typical guidelines for returning the handover. The consequence of cancellation is both material and emotional, emphasizing the necessity of ethics and deliberation in resolving these disputes.
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Hak Asuh Anak Pasca Perceraian Perspektif Hukum Islam dan Hukum Positif Indonesia
Divorce can have a profound impact on the psychology of children, who may feel confusion and uncertainty regarding their family roles and identity. Therefore, in every divorce process, determining child custody is very important to ensure that the child continues to receive attention. Formulation of the problem of this research, What are the provisions for post-divorce child custody according to Islamic law and Indonesian positive law, as well as what are the similarities and differences between the two and what factors are considered by Islamic law and Indonesian positive law in determining post-divorce child custody divorce. This research aims to discuss post-divorce child custody rights from two legal perspectives, namely Islamic law and Indonesian law, as well as explaining the differences and similarities between the two. In addition, this research discusses the factors considered by Islamic law and Indonesian positive law in determining child custody after divorce and how they are implemented in judicial practice in Indonesia. The research approach used is a comparative approach. This research analyzes the differences and similarities in post-divorce child custody rules. Islamic law and Indonesian law have similarities in basic principles, namely the best interests of the child. Both also consider the child's age, the parents' abilities, and the child's welfare as the main factors in determining child custody. However, there are significant differences in legal sources, approaches to the age of the child, the role of the courts, and the influence of religion in determining custody.
Penetapan Mahkamah Agung atas Permohonan Perkawinan Beda Agama Perspektif Teori Hukum Progresif
This article aims to review the Supreme Court (MA) decisions in 1986 and 2017 regarding requests for interfaith marriages from the perspective of progressive legal. Law of the Republic of Indonesia no. 1 of 1974 concerning indecisive marriages in regulating interfaith marriages, this has become one of the factors in the number of submissions of interfaith marriages to the District Court. Heterogeneous Indonesian society and the influence of the globalization era have made the increasing submission of interfaith marriages in Indonesia. This study is a normative study and data obtained from copies of Supreme Court decisions and books and scientific articles related to the topic of discussion. The results showed that the 1986 MA ruling considered philosophical, sociological and juridical aspects and the 2017 MA ruling considered juridical aspects.
Syadd Al-Żarāi’ dan Qiyās sebagai Metode Ijtihad dalam Fatwa Boikot Produk Yahudi
The invasion of Israel into Palestine, especially in areas considered historically and religiously significant, such as Jerusalem, can be seen as disregarding the humanitarian values established by Islam. This deeply hurts the feelings of the Muslim community specifically and ignores the calls for peace from the international community in general. Reaction of Muslim Community to this conflict is very serious. As a form of religious solidarity, they express condemnation of Israel by boycotting Jewish products. This is aimed at resisting Israel's military aggression against Palestine. From a jurisprudential perspective, this can be justified by referring to the Fatwa of the Indonesian Ulama Council (MUI) Number 83 of 2023, supported by Nahdlatul Ulama (NU) and Muhammadiyah. The opinions of scholars in several fiqh books also tend to prohibit transactions with belligerent non-Muslims. From the standpoint of uṣūl fiqh (principles of Islamic Jurisprudence), the fatwa on boycotting Jewish products can be justified because it fulfills the elements of relevant ijtihad methods, namely syadd al-żarāi’ and qiyās.
Analisis Ketahanan Keluarga pada Pasangan Pekerja Pabrik: Perspektif Sosiologi Hukum dan Hukum Islam
Family welfare is everyone's dream. It is undeniable that economic factors are one of the things that greatly determine the welfare of a household. The family economy is no longer the responsibility of men (husbands), but women (wifes) have now taken part in the implementation of meeting daily needs. The reality that occurs in the people of Surabaya, there are married couples who still do not have enough to meet the needs of their families, where the couple both work in factories. This paper focuses on two studies, first, how the concept of family resilience in factory worker couples in the community of Asemrowo Village, Asemrowo District, Surabaya City. Second, what is the perspective of legal sociology and the perspective of Islamic law on family resilience in the factory worker couple. The type of research in this paper is field research, which is classified as qualitative and descriptive. The procedure is to produce descriptive data in the form of written or oral data from respondents and observable community behavior. This study concludes, first, that family resilience in working spouses is measured based on the resources they have, including three aspects, namely physical, psychological, and social. Second, the sociological view of law on family resilience in factory worker couples is an effort to understand family harmony and harmony in terms of social behavior of the community.
Resolusi Konflik terhadap Penyelesaian Problematika Keluarga Perspektif Hukum Keluarga Islam
Conflict in a household must occur in the course of the family. In Islam conflict resolution has been accommodated with several discussions. In this study tries to reveal how the form of family conflict resolution in Islam, especially in the realm of nusyūz. This research uses qualitative methods using library research. The results of this study are, First; family conflict in Islamic jurisprudence when there is a neglect of the rights of husband and wife is called nusyūz. Second; the form of nusyūz is not only imposed on the wife but sometimes occurs on the husband who does not perform his obligations. Third; in Islam the breakdown of family relationships is not the last solution, but there are procedures that are used as alternatives so that family relationships do not end up empowering ḥakamain.
Pengaruh Aspek Keuangan dan Financial Technology pada Warung Mie Gacoan
Mie Gacoan is a very famous place to eat in Indonesia which is one of the businesses that is growing rapidly and has considerable growth potential today. There have been many business actors who have profited from this culinary business. However, not a few culinary business actors have gone out of business, aka bankrupt, because the marketing strategies used are not appropriate and the quality of service is not optimal. This means the success of a culinary business in managing financial aspects, the use of financial technology, and applicable business ethics. The research method used is quantitative associative with data collection carried out through national data observation. Data analysis using multiple linear regression shows that financial aspects and financial technology have a significant influence on the performance of Mie Gacoan. With a price per portion of Rp. 13,000, the profit is 21%. Sales increased by 11% annually, and for operations increased by 3%. Employee salary is 3%. The cost of raw materials has also increased by 6% every year.
Fenomena Jual Beli Voucher Live Streaming dari Shopee Perspektif Fikih Muamalah
In era millennials, looking at development statistics data Which very fast happen in every e-commerce one of them is Shopee. Shopee provider feature is live now present with discount voucher prize by 20% up for 50.000 if watch the live. Even the voucher can we get it maximum 5 vouchers in one sunday and maximum 1 voucher each in the evening, from 20.00 WIB to 00.00 WIB. Then with initiative Shopee user, the voucher traded with price 7000 by voucher buyers sending a live streaming product link to the voucher owner (non-seller) who has claimed the live voucher, then the voucher owner clicks on the link and not forget choose product as well as sent on voucher buyers. The aim of the research about respond sell buy live streaming vouchers from Shopee to find out the contracts and laws contained in buying and selling transactions for live Shopee vouchers using mu'amalah jurisprudence analysis. The methodology used in the research is qualitative by looking at documentary materials, magazines, journals and newspapers. The emphasis of library research is to find various theories, laws, postulates, principles, opinions, ideas and so on. Based on the results of the author's analysis, buying and selling vouchers is a fake sale and purchase contract for benefits because mabī' (goods being sold) is not last a long time (ghairu ta'bīd). This matter causing buying and selling to be haram even if the 'aqidain are mutually willing.
Tinjauan Hukum Ekonomi Syariah terhadap Jual Beli Bawang Merah dengan Sistem Panjar
Selling and buying shallots with a panjar system is to pay in advance the agreed down payment and the lack of payment will be paid after the shallots are harvested. In the payment, it has applied a down payment, but it is not uncommon for the sale and purchase of shallots to experience cancellation, the cancellation can be from the seller or buyer. The purpose of this study was to determine the practice of buying and selling shallots with a panjar system in Kluwan Village, Penawangan District, Grobogan Regency and Sharia Economic Law Review of the practice. This study is field research with a qualitative approach. While data collection through observation, interviews, and documentation. The result of this study is that the practice of buying and selling shallots with a panjar system in Kluwan Village, Penawangan District, Grobogan Regency starts with bargaining between sellers and buyers, until an agreement and agreement occurs. The review of sharia economic law on the practice of buying and selling shallots in Kluwan Village, Penawangan District, Grobogan Regency uses a panjar system in accordance with the terms of the harmony of the sale and purchase contract, and the absence of gharar elements because there is already an agreement or agreement between the seller and the buyer.
Analisis Tindak Pidana Korupsi dalam Korelasi Tafsir Hukum pada Ayat Pencurian
Legal interpretation aims to comprehend and apply the law contained within verses of the Quran. One such verse, Surah Al-Maidah, Ayah 38, discusses theft-related punishment. This verse has been interpreted by various scholars, both classical and contemporary, from diverse perspectives and methodologies. This study aims to analyze and compare the interpretations of the law on theft-related verses in correlation with corruption, a criminal act that damages the state's finances. The research adopts a qualitative method using a literature review approach. The data used consists of tafsir books, articles, journals, and relevant legal documents. The findings reveal differences and similarities between classical and contemporary scholars in interpreting the law on theft. Classical ulama tend to adhere to a literal and textual understanding of the verse, prescribing the punishment of cutting off the hand without differentiating the type or value of the stolen item. Contemporary ulama tend to utilize contextual and rational approaches, allowing theft punishments to vary based on societal conditions and situations. Concerning corruption, some contemporary ulama consider it within the theft category, thus advocating punishments such as hand amputation or equivalent penalties. Other contemporary ulama argue that corruption does not fall under theft, hence its punishment should align with prevailing positive law provisions. Furthermore, the correlation between Surah Al-Maidah, Ayah 38, and corruption lies in aspects like: (1) illegal acquisition of wealth, (2) detrimental effects on society and (3) detrimental effects on state.
Penerapan Etika Bisnis Islam di Warung Makan Ibu Matus
Starting and running a business must be based on ethics, because the implementation of business ethics will lead to noble goals, both in the form of material and immaterial profits. In Islamic economics, the vision and mission of business activities are not only profit-oriented, but also prioritize the benefits of a product and the blessings in obtaining profits. In fact, in the midst of society, there are still shifts in doing business which are not in accordance with the commands of sharia. Therefore, this paper discusses the implementation of business in one of the food stalls in Ujung Piring Village, Bangkalan District, Bangkalan Regency, namely Warung Makan Ibu Matus. The study in this paper is a field research with data acquisition through observation and interviews as the primary data. Then the results of the data are analyzed descriptively which is associated with secondary data, namely the principles of business ethics contained in fiqh books, and other literature. The result of this article is that Warung Makan Ibu Matus has integrated all the principles of Islamic business ethics well, supported by positive responses from its consumers. This confirms that these principles are not only religiously relevant, but also have a positive impact in the context of business and relationships with consumers.
Tinjauan Fikih Muamalah atas Transaksi pada Aplikasi Grab Food
The development of increasingly advanced technology has made muamalah transactions easier through online transactions, in this case Grab provides a food delivery service, namely Grab Food which can be accessed by Grab Food application users. Customers can use food delivery services according to their interests. When Grab drivers receive orders from customers for food ordering services, the driver will provide customer funds first which will then be reimbursed by the buyer after the order reaches the buyer. But in this case, it is not only the driver and the buyer who are involved in this transaction. There are still food sellers and PT Grab as service providers. This indirectly occurs the merger of contracts which are collected into three contracts, namely: salam contract, ijarah and wakalah. Fiqh scholars give different legal statuses to this double or multi-contract contract because the status of one contract is not necessarily the same as the status of the contract that built it. For this reason, the author is interested in further researching the contracts that occur in the Grab Food application, the focus of this research is on the validity of transactions on the Grab Food application reviewed from the fiqh muamalah. The method used in this study is field research. The technical data analysis used is qualitative descriptive analysis. The data sources used in this study are primary data sources through interviews obtained directly from PT Grab branch of Purworejo, drivers, food sellers and food buyers, and secondary data sources obtained from books, journal articles, and news from the internet related to this study. The results of this paper conclude that the contracts collected when transacting on the Grab Food application are in accordance with the terms and principles of the contract in the fiqh muamalah and multi-contract in this transaction is permissible.
Analisis Perlindungan Hukum pada Nasabah Bank Syariah
This research is motivated by the growing financing problems faced by financial institutions, especially Sharia banking. The financing problems often lead to foreclosure which resulted in the loss of the parties. Bank Muamalat Indonesia is the first bank to use Islamic principles, and services in the form of kind of protection given to customers in overcoming the problems of financing problems. Next is BPR SYARIAH Artha Tanmiya Kediri an Islamic financial institution that is still relatively new, whether these institutions are able to apply the principles of a truly accordance with sharia. This study aims to understand the legal protection of customer collateral in Bank Muamalat Indonesia KCP. Tulungagung and Tanmiya BPR SYARIAH Artha Kediri. This is the kind of field research with a qualitative approach. Data collection methods used were interviews and documentation. While the data analysis technique uses a single data analysis and site traffic analysis. A single data analysis that each data from research sites, while data analysis is the analysis of site traffic from both locations were analyzed together. The legal protection collateral provided by BMI KCP. Tulungagung, given with regard to the interests of both parties, bank interests, and the interests of customers. Legal protection associated with moving goods guarantees less than the maximum because there are still differences between the position of collateral collateral collateral chattels with security rights. Guarantee of goods moving in BMI Indonesia KCP. Tulungagung only as additional collateral; Legal protection of collateral in BPR SYARIAH Artha Tanmiya Kediri done very maximum as collateral does not serve as a guarantee that will be sold in the event of financing problems. However, the guarantee on the BPR SYARIAH Artha Tanmiya Kediri is a bank guarantee that customers pay off financing to the restructuring of financing.