Arsyi Sabana, Adzil, Abdul Wahid Mongkito, and Siti Mariati. “Analisis Pengaruh NPF, FDR Dan BOPO TERHADAP Profitabilitas (ROA) Pada PT Bank Muamalat Indonesia Tbk (Tahun 2011-2020)”. Madinah: Jurnal Studi Islam 9, no. 2 (December 1, 2022): 292–316. Accessed August 4, 2025. https://ejournal.iai-tabah.ac.id/madinah/article/view/1387.